Kiva, kugwiritsa ntchito matekinoloje ndi ma micropayments kuti athandize ambiri
Kiva Ndi njira yodzipereka yomwe yakhazikitsa ntchito kutengera micropayments mu 2005 pogwiritsa ntchito zomwe matekinoloje amapereka tsopano. Pambuyo pake idapangidwa kukhala bungwe lopanda phindu ku San Francisco lokhala ndi cholinga cholumikiza anthu kudzera mu ngongole zothetsera umphawi. Pogwiritsa ntchito intaneti komanso mabungwe azachuma padziko lonse lapansi, Kiva amalola anthu kubwereketsa ndalama zochepa $ 25 kuti athandizire kupanga mwayi padziko lonse lapansi, monga chitsanzo chotsatirachi chikuwonetsera:
Chosowa: Pali dona yemwe ali pamakilomita a 200 kuchokera ku Lima, amafuna ndalama zofanana ndi ndalama za 900 kuti apereke sitolo yake yaing'ono, ndipo ali wokonzeka kulipira.
Mwayi: Pali anthu m'malo ambiri padziko lapansi omwe angafune kupereka $ 15 kumapulojekiti ngati awa, ngati angawalipire. Madola ena 100, masenti ena 40, ndi zina zambiri. Ndipo chosangalatsa kwambiri ngati chidzabwerenso ngati ngongole.
Yankho: Kiva adakhazikitsa nsanja yomwe anthu amatha kuwona zidziwitso za mayiyo, momwe alili pachuma, momwe amakhalira, zomwe amafunitsitsa, ndikupereka chilichonse chomwe angafune. Ambiri akawonjezera ndikwaniritsa cholinga, mayiyo amalandira ndalama, kusaina chikole chobweza ndi kampani yazachuma yomwe imalimbikitsa ntchitoyi ku Peru, ndipo azilipira mwezi uliwonse. Amalandira ngongole yake, ndipo amene adamkongoza adzabwezanso.
Ndi njira ina yosangalatsa kwa iwo omwe amafuna ngongole komanso kwa iwo omwe ali ndi madola ochepa omwe m'malo mowapatsa kwa mlendo pakona lamoto angathandize anthu kupita patsogolo. Ntchito zonse zimagwira ntchito zachitukuko cha anthu, monga kukonza nyumba, kulimbikitsa mabizinesi ang'onoang'ono, kumaliza maphunziro kapena ntchito zatsopano.
Ndimakonda mtunduwo: Pezani chosowa, kongoletsani, mulipire, chitaninso. Ngakhale zimandidabwitsa momwe adabweretsera lingaliro losavuta padziko lonse lapansi.
Pakapita nthawi Kiva yapeza anthu oposa 800,000, ochokera ku mayiko osiyanasiyana a 62, oposa 330 mamiliyoni mu ngongole ndi chiwerengero cha 98.94% chobwezeredwa.
Mukalowa mkati mwa nsanja, mukhoza kufufuza dziko, ndi ndalama komanso kivadata, zomwe zikuwonetsa ziwerengero zosangalatsa za khalidwe la chitsanzo ichi ndi zofuna zina zosangalatsa zomwe zikuphatikizapo mafoni.
Ndizosangalatsa kuti mukhoza kuona momwe polojekiti ikugwirira ntchito komanso pamapu mungapeze komwe anthu akugwirizanako.
Chifukwa chake, sizimapweteka kulowa nawo. Mwina chifukwa muli ndi madola 5 mu PayPal omwe simukupeza choti muchite, kapena chifukwa posachedwa mutha kufunsa ngongole.
Kulembetsa ndi ufulu.
Kwa kanthawi, ngati mutalimbikitsa anthu ena kulembetsa, mudzalandira madola a 25 mu bonasi, omwe simungagwiritse ntchito ndalama zanu koma mungagwiritse ntchito ngongole kwa ena.
